The end has come for most of the world’s population. Small groups of survivors are picking up the pieces… Learning to live again…
When the sun began to peek over the top of the ridge on the opposite shore of the Black River, everyone filed out to the two remaining trucks. It had been decided that Mike and Jan would stay behind while the others went in search of the stolen truck. They switched on and tested two sets of F.M. radios.
Earth’s Survivors Apocalypse follows survivors of a worldwide catastrophe. A meteorite that was supposed to miss the earth completely, hits and becomes the cap to a series of events that destroy the world as we know it. Police, fire, politicians, military, governments: All gone. Hopes, dreams, tomorrows: All buried in a desperate struggle to survive.
Media Consumption: Baby Boomers are the biggest consumers of traditional media like television, radio, magazines, and newspaper. Despite being so traditional, 91% of baby boomers have a Facebook account. This generation has begun to adopt more technology in order to stay in touch with family members and reconnect with old friends.
Banking Habits: Boomers prefer to go into a branch to perform transactions. This generational cohort still prefers to use cash, especially for purchases under $5.
Shaping Events: Post-WWII optimism, the cold war, and the hippie movement.
What’s next on their financial horizon: This generation is experiencing the highest growth in student loan debt. While this might seem counterintuitive, it can be explained by the fact that this generation has the most wealth and is looking to help their children with their student debt. They have a belief that you should take care of your children enough to set them on the right course and don’t plan on leaving any inheritance. With more Americans outliving their retirement fund, declining pensions, and social security in jeopardy, ensuring you can successfully fund retirement is a major concern for Boomers.
Generation X
GEN X
Gen X Birth Years: 1965 to 1979/80
Current Age: 45 to 60
Generation Size: 65 million
Other Nicknames: ”Latchkey” generation, MTV generation
Media Consumption: Gen X still reads newspapers, magazines, listens to the radio, and watches TV (about 165 hours’ worth of TV a month). However, they are also digitally savvy and spend roughly 7 hours a week on Facebook (the highest of any generational cohort).
Banking Habits: Since they are digitally savvy, Gen X will do some research and financial management online, but still prefer to do transactions in person. They believe banking is a person-to-person business and demonstrate brand loyalty.
Shaping Events: End of the cold war, the rise of personal computing, and feeling lost between the two huge generations.
What’s next on Gen X’s financial horizon: Gen X is trying to raise a family, pay off student debt, and take care of aging parents. These demands put a high strain on their resources. The average Gen Xer carries $142,000 in debt, though most of this is in their mortgage. They are looking to reduce their debt while building a stable saving plan for the future.
Millennials (Gen Y)
MILLENNIALS
Millennial Birth Years: 1980 to 1994/6
Current Age: 29 to 44
Generation Size: 74 million
Other Nicknames: Gen Y, Gen Me, Gen We, Echo Boomers
Media Consumption: Most Millennials still watch TV but Netflix edges out traditional cable as the preferred provider. Cord-cutting in favor of streaming services is the popular choice. This generation is extremely comfortable with mobile devices, but 36% would choose to use a laptop to make larger online purchases of $150 or more. They typically have multiple social media accounts.
Banking Habits: Millennials have less brand loyalty than previous generations. They prefer to shop products and features first, and have little patience for inefficient or poor service. Because of this, Millennials place their trust in brands with superior product history such as Apple and Google. They seek digital tools to help manage their debt and see their banks as transactional as opposed to relational.
Shaping Events: The Great Recession, the technological explosion of the internet and social media, and 9/11
What’s next on their financial horizon: Millennials are powering the workforce, but with huge amounts of student debt. This is delaying major purchases like weddings and homes. Because of this financial instability, Millennials choose access over ownership, which can be seen through their preference for on-demand services. They want partners that will help guide them to their big purchases.
Gen Z
GEN Z
Gen Z Birth Years: 1997 to 2012
Currently Aged: 13 to 28
Generation Size: 69 million
Other Nicknames: iGeneration, Post-millennials, Homeland Generation
Media Consumption: The average Gen Zer received their first mobile phone between 10 and 13 years old. Many of them grew up playing with their parents’ mobile phones or tablets. They have grown up in a hyper-connected world and the smartphone is their preferred method of communication, spending around 4 hours a day on their mobile device.
Banking Habits: This generation has seen the struggle of Millennials and has adopted a more fiscally conservative approach. They want to avoid debt and appreciate accounts or services that aid in that endeavor. Debit cards top their priority list, followed by mobile banking.
Shaping Events: Smartphones, social media, never knowing a country not at war, and seeing the financial struggles of their parents (Gen X).
What’s next on Gen Z’s financial horizon: Learning about personal finance. They have a strong appetite for financial education and are opening savings accounts at younger ages than prior generations.
By Geo DellA young couple making their way through life decides to leave it all behind and rent an old camper van and live on a small, wooded lot just to get away from it all. After all, the world was so crazy, loose, tight, nuts, who could figure any of it out? The try vlogging their experience to help support their antiestablishment lifestyle. It goes better than expected, and brings in more than thought it would in revenue. The money brings its own problems, but also solutions too and they decide to expand their horizons even more. And then things spiral slowly out of control until one of them comes up missing… #Crime #Thriller #Drama #Readers #Mystery #Amazon #KU #Kindle
Earth’s Survivors box set contains the entire Earth’s Survivors series in one volume. A meteorite that was supposed to miss earth hits and begins a series of events that destroy society… #Dystopian #ApocalypticFiction #Horror #ZombieFiction #Series
This is a custom release of four of the most popular projects in one publication. All projects have been updated and include full color images in the Kindle Versions and Black and White in the Paperback versions. #WoodWorking #Luthier #GuitarBuilds #CustomGuitarBuilding #Amazon
The Guitar Works Big Book contains sections on finish work, Acoustic builds, Electric Builds, Neck work and much more… #WoodWorking #Luthier #GuitarBuilds #CustomGuitarBuilding #Amazon
by W Sweet (Author) #Zombie #Horror #Kindle #Amazon
America the Dead Survivor Stories Five contains books nine and ten of the series. Both of these books were unreleased. The Fold Book Two: Rodney stood slowly from Mamma’s grave where he had been kneeling, and turned to the people behind him. Jessie stepped out and the small crowd fell silent. “It’s time,” she said simply, “it’s time to leave.” She turned back to the others and they climbed inside her SUV. A few moments later she backed around, came back up onto the rutted dirt road and started slowly out of the settlement. Most of the inhabitants had left soon after Mamma had died. They had given no reasons, and Rodney had asked for none. Of the more than one thousand people that had been there, there were less than forty now, gathered around them in a circle. The small crowd moved away and quickly gathered what they wished to take with them, which was not a great deal. Less than twenty minutes later a worn caravan of patched and rusty vehicles pulled out of the park at Lake Union, and trekked slowly out of Seattle following Jessie Stone. As they drove east, other encampments joined them, and when they were just beyond the city limits, the small caravan that had started with no more than fifteen vehicles had grown to more than thirty.
Bluechip: It was a beautiful day to be alone. He wondered about the kid, Jingo. What had happened to him? The theory was that the girl, Nikki Moore, had killed him and dumped his body out in one of the swamps. It was possible, he supposed. The money had never turned up, that was all Sammy knew for sure. Or if it had someone else had taken it and knew how to keep their mouth shut. Either way, he wouldn’t be getting his hands on it. It was gone. He looked out over the water. A beautiful early spring day. A good day to call it quits. He rolled forward, daring himself. The edge of the dock just a few inches away. It would be so easy. He took a deep breath, as deep as he was able to, laughed and then released it: Then before he could change his mind he wheeled himself off the end of the dock. The bubbles died away after the first few minutes. Somewhere across the lake a loon cried out.
by W Sweet (Author) #Zombie #Horror #Kindle #Amazon
5.0 5.0 out of 5 stars 1
America the Dead contains books seven and eight of the series. While seven was released, eight was not and can only be purchased in this volume as there are no plans to release it as a single book. The Zombie Plagues: Donita walked down Eighth Avenue towards Columbus Circle. Behind her a silent army followed, numbering in the thousands. From the circle they would take the park. There were thousands of the living camped out in the park. She could smell them on the air that flowed past her face as she walked. They had believed they were safe in their numbers, and for a time that had been true, but no more… The Fold Book One: Doctor Jessie Stone moved through the clinic quickly, her eyes falling on the many faces: Mothers, children, all waiting. She passed the desk, nodded at Vera who held her eyes for a moment. “Give me five minutes, Vera, then start sending them…” She caught the concern in Vera’s eyes. “One in particular?” She asked. “Little girl… Infection, maybe pneumonia,” she shrugged. “Sounded bad to me.” Jessie nodded. “Then send her in first, Vera.” She pushed her way through the doors that lead to the back area and shrugged into a gown before grabbing the first chart off the board and beginning to read.
by W Sweet (Author) #Zombie #Horror #Kindle #Amazon
America the Dead Survivor Stories three contains books five and six of the Series. War at Home two: Donita: The hunger was terrible, all consuming, and it came in crashing waves. The impulse to feed seemed to be the only coherent thought she had. It was hard to think around, hard to think past. It was all she could do not to rush from the trees, find the smell that tempted her and consume it. Eat it completely. Leave nothing at all… Zombie Fall: Arlene’s Journal: It’s the night before the six will leave to go back to the outside. I think of it that way… The outside. This place overwhelmed me for the first little while. That and having to kill a man. But it was worse for those who stayed behind when we made our way to this place. If they had not stayed to fight the rest of us would not have been able to get away…
